1. Lloyds Insurance Seminar Don Marsh – Senior Executive, Oracle Watchlist Screening 29 th February 2011 1

2. Awkward Questions Isn’t that the Guy from Datanomic? What do Oracle know about Compliance Screening? 2

3. Who screens with Oracle WLS?

4. Automated Watchlist Screening – What is it ? 4

5. Automated Watchlist Screening - Why it Matters 5 Financial services firms’ approach to UK financial sanctions “It’s hard to understand how a firm can achieve its compliance obligations without ongoing screening of its customers on a frequent basis”

6. 6 What Happens if it Goes Wrong?

7. 7 Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation

8. What Happens if it Goes Wrong? 8 Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation

9. What Happens if it Goes Wrong? 9 Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation

10. What Happens if it Goes Wrong? 10 Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation Substantial fines and penalties against Companies Individuals within companies Lloyds TSB $350m CSFB $536m Aon £5.25m ANZ $7m ABN $500m UBS $100m Willis £6.9m etc.... Brand damage and loss of reputation

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12. It’s all about the Data... 12

14. 14 Watchlist Data is Complex Approx 300,000 names just on US OFAC list...

15. 19 Aliases and 4 Locations 10 Aliases and 2 Date of Births ‘Simple’ matching is not enough Watchlist Data is Complex

16. Customer Information is Complex Watchlist and customer data entries often include inconsistencies, inaccuracies or are incomplete Screening against data that is not fit for purpose reduces screening accuracy, increasing risks and costs

17. Unstructured Data Presents Screening Challenges

18. Parsing Names from Unstructured Name and Address Fields

19. Parsing and Enriching Location Data

20. Screen Data That Is ‘Fit For Purpose’

21. Who is Donald Mackenzie?

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24. Lloyds Insurance Seminar Don Marsh – Senior Executive, Oracle Watchlist Screening 29 th February 2011 24

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